jewelers mutual insurance rating, Perhaps your grandmother slips an heirloom necklace of rubies worth $10,000 into the stocking of your Christmas present. Although you may think that these items are secure if they’re kept in a jewelry box what happens if you get the necklace in a home fire, or the ring gets taken in … Read more
Insurance coverage for vacant property varies from provider to provider, but here are some of the types of insurance coverage available for vacant property. There are three main types of insurance coverage. Name insurance coverage Vacant property insurance differs from general home insurance in that it explicitly excludes vandalism and malicious mischief. Fire, lightning, hail, … Read more
To determine your property’s coverage, you must first determine your deductible and the amount of your insurance coverage. 1. Deductible amount The deductible is the amount “deducted” from the final amount of the loss owing to the insurance company. It is the amount for which the homeowner is responsible. The deductible does not apply to … Read more