Types of Insurance Coverage for Vacant Property in New York

Insurance Coverage for Vacant Property

Insurance coverage for vacant property varies from provider to provider, but here are some of the types of insurance coverage available for vacant property. There are three main types of insurance coverage. Name insurance coverage Vacant property insurance differs from general home insurance in that it explicitly excludes vandalism and malicious mischief. Fire, lightning, hail, … Read more

How Much Home Insurance Coverage Do You Have?

Home Insurance Coverage

To determine your property’s coverage, you must first determine your deductible and the amount of your insurance coverage. 1. Deductible amount The deductible is the amount “deducted” from the final amount of the loss owing to the insurance company. It is the amount for which the homeowner is responsible. The deductible does not apply to … Read more